What is Electronic Benefits Transfer (EBT)?
Electronic Benefits Transfer (EBT) is an electronic system that allows a Supplemental Nutrition Assistance Program (SNAP) participant to pay for food using SNAP benefits. When a participant shops at a SNAP authorized retail store, their SNAP EBT account is debited to reimburse the store for food that was purchased. EBT is in use in all 50 states, the District of Columbia, Puerto Rico, the Virgin Islands, and Guam. EBT has been the sole method of SNAP issuance in all states since June of 2004.
Important EBT information
Each EBT Application requires a certain amount of information regarding the applicant’s personal history. FNS will also ask about the history of your business (including the financial history of your operation), and how the business is generally managed. Sometimes the USDA will require a store to supplement its EBT business application. The USDA often asks the store produce information and documents to demonstrate that the applicant is the actual owner, or will be running the store. Other documents the Department may require include: your personal tax returns, your business licenses, your lottery and liquor licenses, your bank records and a personal affidavit.
More recently, the USDA has been concerned with eliminating carry-out stores, small stores without sufficient inventory, and store owners with any criminal background. explanations to the Department. We have fought a number of application denial appeals as well, and won licenses for our clients’ stores. Our team can help to make sure that the Department receives the information it requests, while making certain that you avoid costly mistakes that could result in a denial of your EBT application.
Retailers can choose from one of our new POS systems to accept EBT/SNAP.
New businesses can now bundle Visa, Master Card, Amx and Debit / Atm with their EBT equipment
to start your application to accept EBT benefits
Determination of authorization
An applicant shall provide sufficient data and information on the nature and scope of the firm's business for FNS to determine whether the applicant's participation will further the purposes of the program. Upon request, an applicant shall provide documentation to FNS to verify information on the application. Such information may include, but is not limited to, State and local business licenses, Social Security cards, drivers' licenses, photographic identification cards, bills of sale, deeds, leases, sales contracts, State certificates of incorporation, sales records, invoice records and business-related tax records.
Retail food stores and wholesale food concerns and other entities eligible for authorization also shall be required to sign a release form which will authorize FNS to verify all relevant business related tax filings with appropriate agencies. In addition, they must obtain corroborating documentation from other sources as deemed necessary to ensure the legitimacy of applicant firms, as well as the accuracy of information provided by the stores and concerns. Failure to comply with any request for information or failure to sign a written release form shall result in denial of the application for authorization or withdrawal of a firm or concern from the program. In determining whether a firm qualifies for authorization, FNS shall consider all of the following:
List of Businesses who can accept some form of EBT/SNAP
Supermarkets, Mini Markets, Convenient Stores, Liquor Stores, Bakeries, Ice Cream Parlors, Nail Shops, Auto Repair Shops, Restaurants, 99 Cent Stores, General Stores,
Gas Stations, Street Vendors, Meat and Fish Markets or Vendors, Utility Services, Hardware Stores, Eateries,Delis Fast-Food Locations, Clothing Stores.
Due to the new Farm Bill Act passed by Congress on Feb 7th 2014 P.L. 113-179, which reauthorizes the Supplemental Nutrition Assistance Program (SNAP) This new bill has eliminated the Electronic Benefit Transfer (EBT) free equipment program for retailers in all of the United States. Retailers must now purchase their EBT /SNAP machine or pos equipment. Any machine or pos equipment can be purchase by calling Tel. 1800-642-9632
Electronic Benefits Transfer (EBT) now SNAP is growing at a tremendous rate. Government programs such as state issued food stamps, Women/ Infants/ Children (WIC) and Temporary Assistance to Needy Families (TANF), issue benefits on an electronic card known as an EBT now SNAP card. The card issued is similar to a debit card, as the cardholder has a specific personal identification number (PIN) that must be used when accessing their funds. To process an EBT /SNAP card, the card is run through an electronic payment system that authorizes the transfer of the card holder's government benefits to the retailer for payment of products received.
In many states EBT /SNAP cards are the primary source for government issued benefits such as food stamps. In fact, more than 80 percent of food stamp benefits that are issued today are issued on EBT /SNAP cards. Many experts predict that other benefits such as social security will also be issued on an EBT card in the future, which will require more merchants to accept the government issued card.